News

Transforming the landscape for prospective homeowners and current mortgage holders… Since the government’s mini-budget announcement on 23 September 2022, mortgage rates have soared. It’s as if they’ve been loaded onto a financial rocket and launched into the stratosphere, transforming the landscape for prospective homeowners and current mortgage holders. To buy a home in the UK, […]

Over-60s consider passing on assets or property to family members… As the population of over-60s in the UK increases, more and more are considering taking out mortgages to bypass Inheritance Tax (IHT). This strategy could reduce a potential IHT liability when passing on assets or property to family members after death if appropriate. IHT is […]

The UK housing and mortgage market has witnessed a rollercoaster ride in the past few years. This phenomenon was fuelled by low-interest rates, government incentives like the Stamp Duty Land Tax scheme, and a growing urge amongst many workers to embrace hybrid and home-based working arrangements for a better work-life balance.  After October 2021, prices […]

With many mortgage borrowers facing uncertain times, what steps can be taken? THE UK HOUSING and mortgage market has witnessed a rollercoaster ride in the past few years. This phenomenon was fuelled by low-interest rates, government incentives like the Stamp Duty Land Tax scheme, and a growing urge amongst many workers to embrace hybrid and […]

Helping local first-time buyers and key workers onto the property ladder… If you’re an eligible first-time buyer, you may be able to buy a home for 30% to 50% less than its market value. This offer is called the First Homes scheme, launched in June 2021 as another government initiative to help first-time buyers get […]

Welcome to part 2 of the mortgage and property waffle busting! Though the world of mortgages and property is filled with unfamiliar vocabulary, there is no need to be intimidated. Our jargon buster will help you navigate the terms you’re likely to encounter as you search for your new home in 2023. GAS SAFETY RECORD […]

GETTING CONFUSED by waffly terms and property speak? Though the world of mortgages and property is filled with unfamiliar vocabulary, there is no need to be intimidated. Our jargon buster will help you navigate the terms you’re likely to encounter as you search for your new home in 2023. ACCEPTANCE A document indicating acceptance of […]

How much will you need to put down to secure your first home? Whether you are thinking about saving for your first home or you have been saving for a while now, the deposit will most likely be the first hurdle on your property journey. You may also be wondering if a larger deposit can […]

Top tips for selling your home during a cost of living crisis… IF YOU ARE planning to sell your home during this cost of living crisis, it is essential to obtain professional advice and do your research. Knowing the current market trends will help you to accurately price your property and make sure you achieve […]