Will I qualify?
A mortgage is one of the largest financial decisions you’ll ever make and we understand it can seem daunting. At Mortgage Xperts we will guide you through each stage starting with your chances of securing a mortgage offer. We have helped 100’s of people to find a product that is right for them, including within special circumstances. To find out if you qualify, contact us and let us help you.
How much can I borrow?
The amount you can borrow will depend on your personal financial situation. As independent finance experts, we have a range of skills, products and services to help match you to the mortgage that meets your needs AND is affordable to you. To find out how much you can borrow contact us.
How long will it take?
We fully understand that when it comes to securing the property of your dreams, time is of the essence so at Mortgage Xperts we pride ourselves on getting you through the mortgage process as quickly as possible. For a more accurate timescale based on your personal circumstances, contact us and let’s talk.
Mr and Mrs Collins were looking to remortgage their property to raise £90,000 for repayment of some unsecured debt. Like many borrowers, they turned to their existing mortgage lender – Nationwide – who declined them, stating that the new mortgage was unaffordable.
Nationwide were charging them 3.99% SVR rate. As an independent mortgage broker, I was able to obtain them a rate of 3.24% fixed for 5 years.
I saved them over £2,878 per month, by repaying all £90,000 unsecured debt and changing their mortgage – this equated to savings of £172,680 over the next 5 years.
As independent specialists we have access to a wider range of products can help most circumstances including product transfers. We understand the mortgage process inside out and have the expertise and access to the whole market to enable us to act quickly, provide you with updates in real time and make the best decision for you based on your own unique situation not just a series of numbers.
If you are looking for help to secure finance for your property, whether you are a first time buyer, home mover or looking at commercial premises, we can help with our honest, friendly and straightforward approach